Customer stories since 1991

What People Say About Debt Blaster

Long before the name Debt Blaster, people were using this software to make sense of their debts, build payoff plans, and see a way forward.

Debt Blaster is the current name of the software that began as Zilch and later became Zilch Standard. Some customers referred to the software simply as ZilchWorks, the company behind it. Their original words are preserved here, including those earlier product names.

Same software lineage. New name.

These testimonials span different generations of the product. When a customer says Zilch, Zilch Standard, or ZilchWorks, that wording is part of the original testimonial. We have not rewritten their words to make them sound current.

More Customer Voices

Different people. Different debts. The same basic need: a plan they could understand and follow.

“Zilch is the most mind-bogglingly useful financial software I have ever seen.”

Zilch is the most mind-bogglingly useful financial software I have ever seen.

C. H. - Oklahoma

“I am ordering a second copy for my brother...”

I am ordering a second copy for my brother and his wife to assist them in their debt management objective.

R. B. - Bloomington, Indiana

“Your software does just what I needed.”

I am very impressed with your software. I did not want to go through credit counseling and have it look bad on my credit report, but I needed someone to tell me who and how much to pay each month.

Your software does just what I needed. I love it. Thanks again.

Sabreina Johnson - North Carolina

“Thank you. Your program helped me get out of debt fast.”

I was looking through my cancelled checks to shred old records and found a check to you for Zilch written on 10/3/1999 for $34.00. Money well spent.

Thank you. Your program helped me get out of debt fast. Shortly after I started using Zilch I was eligible to buy a house and have almost never carried a balance into the next month.

Thanks again.

Rodney Nibbe - Minnesota

“By using your program, I will get out of debt fast and payoff all 8 loans.”

Your program is great! I currently have eight loans out. If I just kept paying off my loans with the minimum payments, it would have taken me over nine and one-half years to pay them off.

By using your program, I will get out of debt fast and payoff all eight loans in three years and one month. I will save over $4,700 in interest payments!

Alex S. - California

“Randy and I are trying to get out of debt fast so we can help our elderly parents”

I am very excited about this program. It is just what I've been looking for. An answer to prayer actually. Randy and I are trying to get out of debt fast so that we will have more money to help our elderly parents. May God richly bless you!

Beverly Pope - Georgia

“It used to take me forever to figure this out by hand.”

Wow! This is so simple. I like it. It used to take me forever to figure this out by hand. Thank you very much!

Michaela Kral - Texas

“It is almost laughable at how fast and easy it is to get this paid off.”

After being trapped by the vultures in the credit card industry, I followed your advice and have started to make progress paying off my debts. I never knew about the ways these vicious companies keep a consumer paying for years and years. You have really opened my eyes to this problem.

I have followed your advice for 15 months. My minimums are so low its shocking but I keep making the amount I set up. It is almost laughable at how fast and easy it is to get this paid off but without your help, I never would have been able to do this. Thanks again Mike. Keep doing what you're doing. And I hope you get rich and famous and live a fantastic life.

Robert Gardner - Georgia

“I have been looking for a program like this for 3 years!”

I have been looking for a program like this for 3 years! This is perfect. It is exactly what we've been needing! Thank you!

Barbara P. - Florida

“Your program gave me exactly what I was looking for. Thanks!”

I am so excited to have your package! I was just recently calling my creditors trying to get an idea of how long it would take me to payoff my bills at the rate I was going. They weren't very helpful.

Your program gave me exactly what I was looking for. Thanks!! This has been $40 well spent.

Gladys Terrell - Illinois

“Thank you for having a program such as this.”

Thank you for having a program such as this. If everyone with debt problems knew about your software and used it, the credit card companies would be the ones in financial trouble.

Thomas Nero - Ohio

“This is a very clever program!”

This is a very clever program! Thank you.

John C. Schwartz - West Virginia

“Zilch is the greatest program I've seen.”

Zilch is the greatest program I've seen. I can't believe the difference financially, this can do for a person. I sincerely thank you!

Kathy Z. - Minnesota

“Your program is great!”

Your program is great! I've been showing this to my co-workers and they all think it is great too. Thanks for designing it.

Susan Tweten - California

“Excellent program. You are a genius!”

Excellent program. You are a genius!. Good work. I love it.

Linda Williams - North Carolina

“I used 17 credit cards to open my business and...”

I build custom countertops for a living. I used 17 credit cards to open my business and I'm very excited to get to work paying off my debt. Thank you very much.

Fernando Albuquerque Jr. - Toms River, New Jersey

“I am really impressed with your software. Thank you.”

I am really impressed with your software program. It's simply wonderful. Thank you.

John Barrientes - Bloomington, Illinois

“ZilchWorks showed me exactly what to do to reduce my debt as quickly as possible. I am gaining back my financial freedom.”

I found myself in the predicament of high credit balances. I heard the ads on the radio and TV about debt counselors, and credit counseling companies. I did not feel safe, or comfortable about contacting these strangers and trusting them with all my information.

I did not have the time to go through their process and was suspicious of the true cost of their assistance. Then I found out about ZilchWorks, ordered it, installed it and realized that with this tool I could be my own debt counselor and get out of debt fast!

This program is so easy to use and does what all the other companies want to charge you for. I was able to work out my payment plan in the privacy of my home. ZilchWorks showed me exactly what to do to reduce my debt as quickly as possible. I am gaining back my financial freedom with ZilchWorks. Thank you Michael for creating this wonderful program.

Kathy McClain, Ed.S. Career Educator - Michigan

“I've been looking and looking for ways to get out of debt fast.”

I've been looking and looking for ways to get out of debt fast. I first looked at Credit Card Math and decided to buy your software. I can't wait to get started. Thank you very much.

Linda Baird - Grain Valley, Missouri

“I absolutely love this program, it's helping us get out of debt so we buy our first house.”

I found your trial version on Ziffnet. I absolutely love this program, it's helping us get out of debt so we buy our first house. Thank you.

Mark Greiner - Beacon, New York

“I love this program. I'm going to tell my kids to get a copy.”

I love this program. I'm going to tell my brother about you. I'm also going to tell my kids to get a copy. Thank you.

Don M. - Evergreen Park, Illinois

Professional Endorsements

Reviewers and financial professionals also put the software through their own tests.

“To make sure this wasn't just computer wizardry...”

To make sure this wasn't just computer wizardry, I printed the reports and asked a financial consultant to check them for accuracy.

He got very similar bottom lines but it took him considerably longer to do the figuring using his computer spreadsheet.

Jack Germain, Software Reviewer - New York

“Your software is absolutely brilliant!”

Michael, your software is absolutely brilliant! Every other debt reduction package I have seen (and I've seen a lot of them) is rubbish. Not worth the time. You are not charging folks nearly enough money. It's worth ten times what you sell it for.

Anthony Roberts, Financial Consultant - London

“I have been using your software with great success.”

I have been using your software with great success. It has really opened my clients eyes to the savings they can reap when they follow the payoff plan. They all say it is so easy to do.

Beverly Taylor, LOL Financial Services - Plantersville, Texas

“I want to give a 5 star endorsement of Mike Riley and his software program.”

I want to give a 5 star endorsement of Mike Riley and his software program 'ZilchWorks'. I have known Mike for many years and I have found that in all of our transactions he has been highly ethical and extremely intelligent. I purchased the software program 'Zilch' many years ago and it has been a solid program and does an excellent job in presently the most intelligent plan anyone has ever devised for paying off credit card debt.

And I know that Mike got his experience in developing his program from volunteering and helping people. That's one of the reasons his program is so affordable. I give Mike an unqualified endorsement as being highly ethical, intelligent and concerned for the welfare of others.

I'm a bankruptcy attorney and have been in practice for over 27 years and there are very few people to whom I have ever given a 5 star rating and Mike is one of them. And in order to allow you to verify this '5 Star Rating', I'm providing my contact information as follows:

Dave Falvey, Esq.
258 Route 12
Groton, CT 06340
Tele (860) 449-1510
Email: dave@actionadvocacy.com

Dave Falvey, Esq. - Groton, Connecticut

“This is one of the most powerful tools available.”

This is one of the most powerful tools available for helping you get out of debt.

Gerri Detweiler, Author of The Ultimate Credit Handbook

As Seen on Good Morning America

ZilchWorks was featured on Good Morning America in a segment about getting out of debt. The appearance is another part of the history behind the software now called Debt Blaster.

Watch the segment

Ready to build your own payoff plan?

See what Debt Blaster can do with your debts, your payments, and the debt-free date you want to reach.

See Debt Blaster for Windows